CybrGrade Blog What is a RIBO License?

What is a RIBO License?

If you’re considering insurance as a career or are already a licensed broker, RIBO license is probably one of the acronyms you’ve heard (others might include CAIB, OTL, LLQP). But what does it mean exactly? In short, a ribo license allows you to sell general insurance such as home, car or commercial insurance in Ontario. To sell life and health, you’ll need an LLQP license. Read more  https://courses.pnclearning.com/bundles/ribo-1-2

RIBO is the self-regulatory body that oversees licensing, codes of conduct and insurance related financial obligations for general insurance brokers in Ontario. There are 3 classes of RIBO licensure, each with varying degrees of authority and responsibility.

The RIBO Entry Level exam is called the RIBO Other-than-Life Exam (OTL) or RIBO 1. This level of licensure only allows you to work as a broker while under supervision. You’ll need to become employed with a RIBO registered brokerage firm within 12 months of passing the exam.

Cracking the Code: RIBO Level 1 Exam Questions Unveiled”

In other RIBO news, this fall they introduced new exam questions and are piloting a new competency profile that will take effect in January 2024. The new competency profile will increase the number of questions from 90 to 100. The RIBO also plans to introduce an optional post-mortem survey for individual examinees after the exams to collect feedback.

Another change will allow a PIBA to supervise a maximum of five other licenced brokers. And for those interested in becoming a PB, RIBO is consulting on whether to amend its regulations to prohibit a PB from being responsible for more than one firm.

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